Workers Compensation
What are workers compensation benefits?
Workers compensation claims in New South Wales are designed to support employees who suffer workplace injuries or illnesses. Under the NSW workers compensation scheme, injured workers are entitled to benefits such as medical expenses, weekly payments for lost income, and lump sum pay-outs for permanent impairments.
​
Whether you have experienced a physical injury, psychological condition, or developed an illness at work, our expert lawyers at MK Allan Lawyers can help you navigate the claims process.
​
Contact us today to ensure you receive the full benefits you deserve under NSW workers compensation law.​​
Types of benefits
Wages
​
Workers compensation provides weekly payments to cover lost wages if you are unable to work due to your workplace injury or illness, ensuring some financial stability during your recovery.
​
The legislation provides a schedule for payments as follows:
​
-
95% of your pre-accident wage for the first 13 weeks after your accident.
-
80% of your pre-accident wage for the ensuing 117 weeks after your accident.
-
If you are still unfit for work after this period, you may apply for an extension for payment of wages up to a maximum of a further 130 weeks.
-
If you are still unfit for work after this period, you must attain the necessary impairment assessment from a doctor to continue to receive wage benefits for an indefinite period up to the age of retirement.
Medical expenses​
​
You are entitled to payment of all reasonable and necessary medical treatment expenses related to your injury or illness. This includes all doctors visits, therapy, specialist consultations, hospital stays, and surgery fees for a period of 2 years.
​
You must attain the necessary impairment to receive medical expenses beyond this period.
​
Lump sum for pain and suffering​
You may be entitled to a one-time lump sum payment to compensate you for the lasting impact on your life.
​
To qualify, you must be assessed with a whole person impairment (WPI) of above 10% for physical injuries and a WPI of 15% or more for psychological injuries.
​
Each percentage has an attached value and the total figure is indexed each year.
FAQ's
How do I lodge my workers compensation claim?​
​
You need to report your injury to your employer as soon as possible, seek medical treatment, and lodge the relevant workers compensation claim form upon your employers insurer.
​
How much time do I have to lodge a claim?​
​
Generally, you should lodge your claim within 6 months of the date of injury or diagnosis, however exceptions can apply if you have a reasonable explanation for the delay.
​
What if my claim is denied by the insurer?​
​
If your claim is denied, you can dispute the decision through the NSW Personal Injury Commission. Our expert lawyers can assist you in challenging incorrect or unfair insurer decisions.
​
How much will a lawyer charge me in my workers compensation claim?​
​
Your legal costs are covered by the NSW Government under the Independent Legal Assistance and Review Scheme (ILARS). By obtaining a grant of funding from ILARS, the fees and expenses of MK Allan Lawyers are completely free to you.
​
Why do I need a lawyer?
​
Having an experienced lawyer significantly increases your chances of a successful claim. We assess, process, navigate and prosecute your claim until completion.